http://foreclosureavoid.com/foreclosure-blog Foreclosure Avoid - How to Avoid Foreclosure from Happening to You Sat, 11 Feb 2012 14:18:44 +0000 en hourly 1 http://wordpress.org/?v=3.3 http://foreclosureavoid.com/foreclosure-blog/stopping-foreclsoure/after-the-foreclosure-process-starts-and-you-get-current-does-it-stop/ http://foreclosureavoid.com/foreclosure-blog/stopping-foreclsoure/after-the-foreclosure-process-starts-and-you-get-current-does-it-stop/#comments Thu, 04 Feb 2010 19:54:27 +0000 http://foreclosureavoid.com/foreclosure-blog/stopping-foreclsoure/after-the-foreclosure-process-starts-and-you-get-current-does-it-stop/ I think I will be going into foreclosure here in a few weeks, but I know that in about about a month I will have enough to “catch up” with my payments. If I “catch up”, does it still keep heading to foreclosure?

]]> http://foreclosureavoid.com/foreclosure-blog/stopping-foreclsoure/after-the-foreclosure-process-starts-and-you-get-current-does-it-stop/feed/ 2 http://foreclosureavoid.com/foreclosure-blog/avoid-foreclosure/once-the-bank-starts-foreclosure-on-your-house-is-there-anyway-to-avoid-it-and-get-the-house-back/ http://foreclosureavoid.com/foreclosure-blog/avoid-foreclosure/once-the-bank-starts-foreclosure-on-your-house-is-there-anyway-to-avoid-it-and-get-the-house-back/#comments Wed, 20 Jan 2010 19:57:03 +0000 http://foreclosureavoid.com/foreclosure-blog/avoid-foreclosure/once-the-bank-starts-foreclosure-on-your-house-is-there-anyway-to-avoid-it-and-get-the-house-back/ Sure. I assume that the foreclosure sale hasn’t taken place yet. The first way to avoid a foreclosure is to talk to the bank. Most banks don’t want to foreclose, and will negotiate a forbearance or a new payment schedule if it is halfway reasonable and if they think you are willing and able to perform. Call the bank and offer to negotiate. Second, some states (e.g., California) have rules that allow you to cancel the foreclosure sale and reinstate the loan if you cure the default and pay the lender’s expenses at some time prior to the scheduled foreclosure sale. You did not say where you live, so I don’t know whether you live in a jurisdiction that has reinstatement rules. Call a lawyer on this one. Third, all states will cancel the foreclosure sale if you pay off the loan before the sale. This option is often unavailable, since you would not have defaulted if you had that kind of credit. I strongly recommend option #1.

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