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Foreclosure Vs Short Sale: Which Is Best For You?

January 20th, 2012 - By allanmadams

The dismal economy has had a negative effect on many families and industries, but perhaps one of the worst hit sectors of the country has been the real estate market. House values have dropped seriously, and the numbers of foreclosures have climbed to record heights as people struggle to keep abreast of their home loan payments. This has made a scenario where owners believe it’s easier to just give up and walk away from their home, instead of find tactics round the problem. One of those options is to go with a short sale, yet many of us do not understand how that works.

Exercise Your Rights In Times Of Foreclosures

October 2nd, 2011 - By allanmadams

Foreclosure can bring financial and emotional stress in the life of a homeowner. It will not only affect the homeowner but the homeowner’s spouse and children living in the abode to be foreclosed.  This is a sad fact that happens in real life almost every day. That’s why homeowners should be aware of their legal rights when the lender is on the process of foreclosing their homes.

Who Ought To Do A Short Sale?

March 19th, 2011 - By allanmadams

Sold By Short Sale

Are you thinking about who can do a short sale. There are lots of diverse people that may need to be doing a short sale in the Philadelphia market at the moment. If you have been watching the news broadcast or chatting to friends and relatives, I’m certain that you know that the value of Philadelphia properties have certainly gone down over the past few years. Regrettably, that has put many homeowners in a situation where they owe much more than their Philadelphia property is worth.

Have You Gone Thru Foreclosure & Chapter 7?

February 24th, 2010 - By

We recently filed Chapter 13 to avoid foreclosure, but now I am thinking about letting the house go and changing to Chapter 7? We can’t afford the house mtgs, taxes and insurance on our reduced salary. Question – in a chapter 7 can the creditors (?) come in and take stuff from your house? If so, what are they looking for – high ticket items? We do not have any. Husband is afraid they will come in and take all kinds of stuff. I disagree. With all the foreclosures coming down right now, they do not have the time or expense to chase all these down.
What about the 2 cars we are behind on payments on?
Has anyone gone thru this?