Anyone know if any government help is available to people on unemployment to help in the purchase of a home. Possibly with this stimulus package?All types of help is available to help you stay in your home, to avoid foreclosure, but is there any help for those of us who have already lost our home?

As far a I know, there are no agencies that will negotiate for your or help out on payments. If you’re still in your hardship and can’t make the payments, there are options.
Depending on the hardship – decrease in pay, medical hardship, etc, then the bank has options like a loan modification, partial claim, or other programs that can help you get back on track. If you call the lender, you’ll need to be persistent with the loss mitigator because the lenders are trying to get the most money as fast as possible, and these programs limit what they can get and how fast – obviously they won’t be just giving up the info.
If you can’t afford the house, then you may want to contact any one fo the “we buy houses” companies that are no doubt in your area. When you talk to them, you’ll need to ask them what their experience is with short sales – the process of negotiating a lower selling price with a lender on a house in foreclosure.
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