john sellers

Hello, I am John Sellers with ForeclosureSlayer.com, certainly one of Southern Oregon’s main short sale teams. Let’s talk about one of the road blocks to short sales that can really mess things up. That’s judgments. The banks are willing to pay 2nds off as a percentage, they’re prepared to pay realtor fees, and back taxes. Those are the traditional issues you’ll see them paying. All the closing costs, realtor fees, back taxes, however judgments, we’re seeing they virtually never will pay. So what would a judgment seem like? Maybe A child support judgment that went against the property.

My ex-husband was supposed to pay my mortgage in lieu of child support per our divorce agreement. He has stopped making payments and my home will soon be in foreclosure. I am on disability (SSI) and was wondering if there were any programs to protect disabled people from losing their homes to foreclosure. I doubt there is, but I am desperate as my son is also disabled with autism and moving out of the only home he’s ever known will be terribly detrimental to his progress.