In numerous counties, sheriff sales appear to be scheduled, canceled, and rescheduled numerous times before a home is lastly sold. You will find several reasons why a foreclosure auction may possibly be canceled. Not all of them will result in a brand new sheriff sale being scheduled, but the most effective bet to find out when the subsequent sale will probably be held is merely to call the county courthouse or the sheriff’s department and ask them. When a sale is postponed, it really is often rescheduled immediately for the next month.

Sure. I assume that the foreclosure sale hasn’t taken place yet. The first way to avoid a foreclosure is to talk to the bank. Most banks don’t want to foreclose, and will negotiate a forbearance or a new payment schedule if it is halfway reasonable and if they think you are willing and able to perform. Call the bank and offer to negotiate. Second, some states (e.g., California) have rules that allow you to cancel the foreclosure sale and reinstate the loan if you cure the default and pay the lender’s expenses at some time prior to the scheduled foreclosure sale. You did not say where you live, so I don’t know whether you live in a jurisdiction that has reinstatement rules. Call a lawyer on this one. Third, all states will cancel the foreclosure sale if you pay off the loan before the sale. This option is often unavailable, since you would not have defaulted if you had that kind of credit. I strongly recommend option #1.