Comment posted How Can I Stop My Home From Going Into Foreclosure? by Antoinette K.

You do have options that I know we can help you with your situation. Although it may seem hopeless, there is hope.
There are more negative reprocussions if you wait for this property to foreclose. Please act now.
Please send your information immediately to hn.services@yahoo.com
We have Loan Modification Specialist available to help you.

Antoinette K also commented

• Sell your house and find a home you can afford.
• You can stop it by paying your mortgage up to date, or by finding a buyer ASAP.
• Good question Pya404.
  This is certainly a very good question in these times of great uncertainties and financial crisis. I personally have addressed such burning issues by creating 2 websites dedicated to help homeowners. My websites contain valuable resource information on all topics related to HOME, REAL ESTATE, MORTGAGE & INSURANCE.
  All the information is updated daily on a continuous basis.
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• You may be able to do a loan modification or forbearance agreement. First you should look at your situation and see WHY you are not able to make payments. If you truly just owe too much for your income on a monthly basis, it may be best to try to sell and move on to somewhere less expensive.
  If you had a short-term issue (doesn’t sound like it if you had to file bankruptcy), then a loan modification may work – if the interest rate is higher than market rate, or if they can add the past-due payments to the back end of the loan.
• Go on www.ibuyhouses.com, www.fastcash.com or some other similar website. These people specialize in buying houses in any condition for the price you owe on the mortgage so you can get out from under debt fast. They fix it up, make updates to it and turn around and sell it for profit(flipping). You may not get enough cash to get into another house, but you will avoid a foreclosure on your record and improve your chances of getting a home loan in the future. There are also new things available to help people in your situation if you want to keep your home but you will need to work fast with your lender and it’s risky. Generally speaking, once the process begins, it’s a downward spiral unless you sell and get out from under.

Recent comments by Antoinette K

• What Does Pld: Notice Of Filing Commitment For Owners Policy Of Title Insurance Mean In A Foreclosure Docket?
  Sounds like they have a buyer and are working on the title insurance and the committment it needs to be issued.
• I Was Told That My Rental Is In Foreclosure And I Need To Find Out For Sure Where Do I Get The Information?
  Your property manager is obviously not licensed because they do not know what they are talking about!!
  Even if the house is in foreclosure, you still MUST legally pay the rent! You must pay until the day you move out or the day the owner no longer owns it.
  You can check local court records to see if anything has been filed, but that is all you can access. The lender will not talk to you.
• I Was Told That My Rental Is In Foreclosure And I Need To Find Out For Sure Where Do I Get The Information?
  Legally you need to pay the rent. Your property manager needs to be in jail.
  The bank that takes over your house will tell you when they have possession, at which time you stop paying rent and move out.
  Being “in foreclosure” doesn’t mean much, and there is no action you need to take at this time.
  You will have to ask the owners what is going on, the bank will not tell you the status, it is not any of your business.
• How Long After You Stop Paying Mortgage Do They Put Your House In Foreclosure?
  Average 3 to 4 months, but some people are 6 months past due.
• How Long After You Stop Paying Mortgage Do They Put Your House In Foreclosure?
  Usually about 6 months

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