Any Such Thing A Foreclosure Protection For People With Disabilities?
February 21st, 2010 - ByPosted in Stopping Foreclsoure
My ex-husband was supposed to pay my mortgage in lieu of child support per our divorce agreement. He has stopped making payments and my home will soon be in foreclosure. I am on disability (SSI) and was wondering if there were any programs to protect disabled people from losing their homes to foreclosure. I doubt there is, but I am desperate as my son is also disabled with autism and moving out of the only home he’s ever known will be terribly detrimental to his progress.
6 Responses to “Any Such Thing A Foreclosure Protection For People With Disabilities?”
February 21st, 2010 at 7:08 pm
Go to the courthouse that issued your judgment & go to the court clerk’s desk/counter & ask them what forms you need to fill out to notify the judge that your ex has not honored the court order. They might have a free attorney service to assist you. The forms should be free or a nominal fee per page (tell them you are indigent with no income other than your SSI). The judge will attach his wages & you will get your money.
In the mean time…try to work with your bank or mortgage company by telling them your current situation. Tell them you have a case pending for your ex husband’s “failure to pay his judgment to you.” Also ask a real estate agent about selling your house on a “short sale” & get some money out of it before your lose it all.
This is why you never allow an ex to do things different than the paperwork says. Good luck, I hope things work out for you & your child.
February 21st, 2010 at 8:50 pm
Probably not, having a disability doesn’t mean you don’t have to pay your bills. You’re probably going to have to work something out with your ex-husband. You might have to sue him if you have a legally binding agreement *in writing*.
February 22nd, 2010 at 2:58 am
is it a court order taht he is supposed to pay?
if so have you trie calling teh bank and expalining–see if you can work something out where tehy will wait for him to be forced to pay
try calling homeowners hope
888-995-hope
March 4th, 2010 at 7:26 pm
Before you try to use the courts to squeeze your ex, you should really think about looking into a countersuit against your bank. by the time finally enforces the court order against your husband you will lose your house. I am helping people with there foreclosure situation. I don’t mess with loan mods that do not go through. I have studied the foreclosure problem for two years, I can show people why the bank CANNOT foreclosure on your house just in the complaint filling. My e-mail is fourgirlsbagby@hotmail.com
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